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Commercial and other payers · October 2026

Commercial insurance reimbursement rates, beside Medicaid

What 31 commercial payers pay in 55 states for the codes Medicaid providers bill, next to each state's Medicaid fee-for-service rate, Medicare and TRICARE. Every rate is in one unit, per 15 minutes or per hour, with its sample size.

Updated 2026-10-08Sources: payer and hospital price-transparency files, TRICARE

Payers
31
States
55
Code x state comparisons
1,269
Files
October 2026
Payer mix

Every payer, one code, one state

90791 (Mental health assessment (non-physician)) in New York

Commercial payers' median for 90791 in New York: $154.99 per session.

90834 (Outpatient psychotherapy and diagnostic evaluation) in New York

Commercial payers' median for 90834 in New York: $101.48 per session.

By payer

Commercial payers

FAQ

Frequently asked questions

Where do commercial reimbursement rates come from?

Health plans must publish their negotiated rates in machine-readable Transparency in Coverage files, and hospitals must publish theirs under the federal hospital price-transparency rule. We read those files for the codes we track and publish medians by payer, state and code.

Are these rates estimates?

No. Every median is computed from published rates, and a median is shown only when at least 5 distinct rates support it. Each figure carries its sample size and the month of the files (October 2026).

Why compare commercial rates with Medicaid?

Providers who bill Medicaid, Medicaid plans, Medicare, TRICARE and commercial payers negotiate each contract on its own. Seeing every payer's rate for the same code, in the same unit, shows where a contract stands.