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Home care programs · Maine

Maine home care programs

Maine pays for care at home through 7 programs. Consumer-directed care is available through Consumer Directed Attendant Services (Section 12) (CDAS) and Section 19 Participant-Directed Option (PDO). Family members can be paid caregivers in 5 of them.

Verified Oct 9, 2026Sources: official state and federal agencies

Programs
7
Consumer-directed
Yes
Family can be paid
Yes
Structured family caregiving
No
On this page
Programs

Every way Maine pays for care at home

Maine pays for care at home through 7 programs. Consumer-directed care is available through Consumer Directed Attendant Services (Section 12) (CDAS) and Section 19 Participant-Directed Option (PDO). Family members can be paid caregivers in 5 of them.

ProgramTypeCan family be paidHow it differs
Home Health Services (MaineCare Section 40)State Plan home health (42 CFR 440.70); MaineCare Benefits Manual Section 40Home healthNoSkilled home health: nursing, therapy and aide visits under a plan of care from a licensed home health agency; run as a Medicaid State Plan benefit, paid fee-for-service.
Private Duty Nursing and Personal Care Services (Section 96) (PCS)State Plan personal care (1905(a)(24)); MaineCare Benefits Manual Section 96Agency personal careYesAgency personal care: non-medical daily help from aides a licensed agency employs; run as a Medicaid State Plan benefit, paid fee-for-service.
Consumer Directed Attendant Services (Section 12) (CDAS)State Plan personal care (MaineCare Benefits Manual Section 12)Consumer-directedYesConsumer-directed care: the participant hires and directs their own aide, with payroll handled for them; run as a Medicaid State Plan benefit, paid fee-for-service.
Section 19 Participant-Directed Option (PDO)1915(c) waiver ME.0276Consumer-directedYesConsumer-directed care: the participant hires and directs their own aide, with payroll handled for them; run as a 1915(c) home and community-based services waiver, paid fee-for-service.
Home and Community Benefits for the Elderly and Adults with Disabilities (Section 19) — agency model1915(c) waiver ME.0276Waiver in-homeYesWaiver in-home services: supports at home for people who meet a nursing-home or similar level of care; run as a 1915(c) home and community-based services waiver, paid fee-for-service.
Home Based Supports and Services for Older and Disabled Adults (Section 63)state-funded (10-149 C.M.R. Ch. 5 Section 63)State-fundedYesState-funded home care: paid outside Medicaid, usually for people who do not qualify for it; run as state funds outside Medicaid, paid fee-for-service.
Independent Support Services (Section 69)state-funded (10-149 C.M.R. Ch. 5 Section 69)State-fundedNot statedState-funded home care: paid outside Medicaid, usually for people who do not qualify for it; run as state funds outside Medicaid, paid fee-for-service.
Guide

Home health vs home care vs consumer-directed care in Maine

What each kind of program is, who employs the caregiver and when a family member can be paid.

Home health: the medical benefit

In Maine, skilled home health is Home Health Services (MaineCare Section 40). It is a medical benefit: a doctor or other practitioner orders nursing, therapy or home health aide visits under a written plan of care, and the visits stop when the skilled need ends.

Only a licensed home health agency enrolled with Maine Medicaid can bill it, and the agency's own nurses, therapists and aides make the visits. Family members are not paid under this benefit.

Home care: non-medical personal care through an agency

Help with bathing, dressing, eating, toileting and household tasks is "home care" or personal care. In Maine the agency route is Private Duty Nursing and Personal Care Services (Section 96) (PCS). No skilled need is required; the person qualifies on functional need, usually measured by an assessment of daily activities.

The agency recruits, trains, schedules and pays the aides, and it is the employer. Private Duty Nursing and Personal Care Services (Section 96) (PCS) lets the agency hire a family member as the aide, with the agency still the employer.

Consumer-directed care: the person hires their own aide

Maine's consumer-directed option is Consumer Directed Attendant Services (Section 12) (CDAS) and Section 19 Participant-Directed Option (PDO). The person receiving care, or a representative, recruits, hires, trains, schedules and supervises the aide, and can let go of one. A fiscal intermediary runs payroll, taxes and background checks, so the person never handles wages directly.

This is the route most families use to be paid: Consumer Directed Attendant Services (Section 12) (CDAS) and Section 19 Participant-Directed Option (PDO) allow a relative to be hired as the paid aide. Which relatives qualify (adult children, parents of adults, spouses, legal guardians) and how a live-in caregiver is treated are set program by program.

Structured family caregiving: a paid live-in family caregiver

Maine has no structured family caregiving program. A family caregiver is paid instead through consumer-directed care (Consumer Directed Attendant Services (Section 12) (CDAS) and Section 19 Participant-Directed Option (PDO)), by the hour, as the participant's chosen aide.

Other ways Maine pays for care at home

Waiver in-home services: Home and Community Benefits for the Elderly and Adults with Disabilities (Section 19) — agency model. These pay for in-home supports for people who meet a nursing-home or similar level of care, often with more services than state plan personal care and, in some programs, a waiting list or enrollment cap.

State-funded: Home Based Supports and Services for Older and Disabled Adults (Section 63) and Independent Support Services (Section 69). Paid from state funds outside Medicaid, for people who do not qualify for Medicaid or are waiting for it.

Which one fits

  • Needs nursing, wound care, injections or therapy at home: home health (Home Health Services (MaineCare Section 40)).
  • Needs daily help and wants an agency to supply and manage the aide: Private Duty Nursing and Personal Care Services (Section 96) (PCS).
  • Wants to choose the aide, including a relative where allowed: Consumer Directed Attendant Services (Section 12) (CDAS) and Section 19 Participant-Directed Option (PDO).
  • Meets nursing-home level of care and needs more than personal care: Home and Community Benefits for the Elderly and Adults with Disabilities (Section 19) — agency model.
In the workspace

Maine program rules, side by side

Eligibility, the family caregiver rules (spouses, parents, live-in caregivers), employer of record, fiscal intermediary, caregiver training, provider requirements, how to enroll, published pay, EVV and waiting lists: 85 details across 7 programs.

ProgramFamily rulesEmployerEligibilityPay
See Maine's program rules — start free

Who can be paid, who employs the caregiver, what each program requires of agencies and caregivers, how to become a provider and what it pays, for all 7 programs.

  • Family caregiver rules
  • Provider requirements
  • CSV export
Program by program

Maine's programs

What each program is and how it differs from the others. Locked details open in the workspace.

Home Health Services (MaineCare Section 40)

Home health

State Plan home health (42 CFR 440.70); MaineCare Benefits Manual Section 40 · Maine DHHS, Office of MaineCare Services

Skilled home health: nursing, therapy and aide visits under a plan of care from a licensed home health agency; run as a Medicaid State Plan benefit, paid fee-for-service.

Can family be paid?No
How to get set up
Provider track · 5 steps
  1. Get DLC home health license
  2. 4 more steps: forms, fees, timelines and links
Family / participant track · 3 steps
  1. Confirm MaineCare coverage
  2. 2 more steps: forms, fees, timelines and links
Open the full checklist →
EligibilityServices coveredFamily caregiver rulesEmployer of recordCaregiver requirementsProvider requirementsHow to become a providerEVVWaiting list or capHow it differs, in detailSetup checklistUnlock the details →

Private Duty Nursing and Personal Care Services (Section 96) (PCS)

Agency personal care

State Plan personal care (1905(a)(24)); MaineCare Benefits Manual Section 96 · Maine DHHS, Office of Aging and Disability Services / Office of MaineCare Services

Agency personal care: non-medical daily help from aides a licensed agency employs; run as a Medicaid State Plan benefit, paid fee-for-service.

Can family be paid?Yes
How to get set up
Provider track · 6 steps
  1. Get DLC personal care agency license
  2. 5 more steps: forms, fees, timelines and links
Family / participant track · 6 steps
  1. Apply for long-term care MaineCare
  2. 5 more steps: forms, fees, timelines and links
Open the full checklist →
EligibilityServices coveredHours or budgetFamily caregiver rulesEmployer of recordCaregiver requirementsProvider requirementsHow to become a providerPay rateEVVWaiting list or capHow it differs, in detailSetup checklistUnlock the details →

Consumer Directed Attendant Services (Section 12) (CDAS)

Consumer-directed

State Plan personal care (MaineCare Benefits Manual Section 12) · Maine DHHS, Office of Aging and Disability Services

Consumer-directed care: the participant hires and directs their own aide, with payroll handled for them; run as a Medicaid State Plan benefit, paid fee-for-service.

Can family be paid?Yes
How to get set up
Provider track · 4 steps
  1. Enroll as Service Coordination Agency
  2. 3 more steps: forms, fees, timelines and links
Family / participant track · 8 steps
  1. Apply for long-term care MaineCare
  2. 7 more steps: forms, fees, timelines and links
Open the full checklist →
EligibilityServices coveredHours or budgetFamily caregiver rulesEmployer of recordCaregiver requirementsProvider requirementsHow to become a providerPay rateEVVWaiting list or capHow it differs, in detailSetup checklistUnlock the details →

Section 19 Participant-Directed Option (PDO)

Consumer-directed

1915(c) waiver ME.0276 · Maine DHHS, Office of Aging and Disability Services

Consumer-directed care: the participant hires and directs their own aide, with payroll handled for them; run as a 1915(c) home and community-based services waiver, paid fee-for-service.

Can family be paid?Yes
How to get set up
Provider track · 4 steps
  1. Enroll as Fiscal Intermediary
  2. 3 more steps: forms, fees, timelines and links
Family / participant track · 10 steps
  1. Apply for long-term care MaineCare
  2. 9 more steps: forms, fees, timelines and links
Open the full checklist →
EligibilityServices coveredHours or budgetFamily caregiver rulesEmployer of recordFiscal intermediaryCaregiver requirementsProvider requirementsHow to become a providerEVVWaiting list or capHow it differs, in detailSetup checklistUnlock the details →

Home and Community Benefits for the Elderly and Adults with Disabilities (Section 19) — agency model

Waiver in-home

1915(c) waiver ME.0276 · Maine DHHS, Office of Aging and Disability Services

Waiver in-home services: supports at home for people who meet a nursing-home or similar level of care; run as a 1915(c) home and community-based services waiver, paid fee-for-service.

Can family be paid?Yes
How to get set up
Provider track · 7 steps
  1. Get DLC personal care agency license
  2. 6 more steps: forms, fees, timelines and links
Family / participant track · 8 steps
  1. Apply for long-term care MaineCare
  2. 7 more steps: forms, fees, timelines and links
Open the full checklist →
EligibilityServices coveredHours or budgetFamily caregiver rulesEmployer of recordCaregiver requirementsProvider requirementsHow to become a providerPay rateEVVWaiting list or capHow it differs, in detailSetup checklistUnlock the details →

Home Based Supports and Services for Older and Disabled Adults (Section 63)

State-funded

state-funded (10-149 C.M.R. Ch. 5 Section 63) · Maine DHHS, Office of Aging and Disability Services

State-funded home care: paid outside Medicaid, usually for people who do not qualify for it; run as state funds outside Medicaid, paid fee-for-service.

Can family be paid?Yes
How to get set up
Provider track · 3 steps
  1. Get a DLC agency license
  2. 2 more steps: forms, fees, timelines and links
Family / participant track · 5 steps
  1. Request Maximus medical eligibility assessment
  2. 4 more steps: forms, fees, timelines and links
Open the full checklist →
EligibilityServices coveredHours or budgetFamily caregiver rulesEmployer of recordFiscal intermediaryCaregiver requirementsProvider requirementsHow to become a providerEVVWaiting list or capRecent changesHow it differs, in detailSetup checklistUnlock the details →

Independent Support Services (Section 69)

State-funded

state-funded (10-149 C.M.R. Ch. 5 Section 69) · Maine DHHS, Office of Aging and Disability Services

State-funded home care: paid outside Medicaid, usually for people who do not qualify for it; run as state funds outside Medicaid, paid fee-for-service.

Can family be paid?Not stated
How to get set up
Provider track · 2 steps
  1. ISS Agency contract runs program
  2. 1 more step: forms, fees, timelines and links
Family / participant track · 4 steps
  1. Contact Catholic Charities of Maine
  2. 3 more steps: forms, fees, timelines and links
Open the full checklist →
EligibilityServices coveredEmployer of recordProvider requirementsHow to become a providerEVVHow it differs, in detailSetup checklistUnlock the details →
FAQ

Frequently asked questions

Can family members get paid to be caregivers in Maine?

Yes. Private Duty Nursing and Personal Care Services (Section 96) (PCS), Consumer Directed Attendant Services (Section 12) (CDAS), Section 19 Participant-Directed Option (PDO), Home and Community Benefits for the Elderly and Adults with Disabilities (Section 19) — agency model, and Home Based Supports and Services for Older and Disabled Adults (Section 63) let a family member be the paid caregiver. Which relatives qualify, including spouses and parents of minor children, is set program by program.

Does Maine have consumer-directed care?

Yes: Consumer Directed Attendant Services (Section 12) (CDAS) and Section 19 Participant-Directed Option (PDO). The person receiving care hires and directs their own aide, and a fiscal intermediary handles payroll.

Does Maine have structured family caregiving?

No. Maine does not run a structured family caregiving program. Family caregivers are paid through consumer-directed care instead.

What is the difference between home health and home care in Maine?

Home health (Home Health Services (MaineCare Section 40)) is medical: nursing, therapy and aide visits ordered by a practitioner and delivered by a licensed home health agency. Home care (Private Duty Nursing and Personal Care Services (Section 96) (PCS)) is non-medical help with daily activities, based on functional need.